.effective-date{margin:0 0 32px;color:var(--muted);font-size:.92rem}.policy-section{background:var(--card-bg);border:1px solid var(--border);border-radius:16px;padding:28px 32px;margin-bottom:20px}.policy-section:last-of-type{margin-bottom:0}.section-number{display:inline-block;margin-bottom:8px;color:var(--accent);font-size:.72rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase}.policy-section p{margin:0 0 14px;color:var(--muted);font-size:.96rem}.policy-section p:last-child{margin-bottom:0}.policy-section ul{margin:0 0 14px;padding:0 0 0 20px;color:var(--muted);font-size:.96rem}.policy-section ul:last-child{margin-bottom:0}.policy-section li{margin-bottom:10px}.policy-section li:last-child{margin-bottom:0}.policy-section strong{color:var(--text);font-weight:600}.policy-section a{color:var(--accent);text-decoration:underline;text-underline-offset:3px}.policy-section a:hover{opacity:.8}@media(max-width:600px){.policy-section{padding:22px 20px}}